A new survey has found that 48% of Australians who made a new years resolution had placed improving their health and financial situations at number one.

According to ING Direct, 23% of the people they surveyed had declared they planned to improve their health by losing weight and getting fitter, and 22% were looking to improve their financial situation. A further one in ten (12%) were looking to get a better job or improve their career prospects – rising to 18% for Gen Y.

Overall Australians are ‘most optimistic’ about their financial position improving this year, with one in four planning to spend less, and one in five looking to reduce their debt.

The survey also confirmed that most Australian households are in good financial shape with 21% saying that they had stayed on top of their debt in 2013 and planned to continue doing so provided  the economy recovered and interest rates don’t rise sharply.

For the younger generation, 18% of Gen Y Households (aged 18-34)  were ‘most concerned’ about being unable to pursue the  “Great Australian Dream’ of purchasing their own home due to potentially being priced out of the property market.

Meanwhile, only 4% of households say they plan to top up their super fund with extra contributions in 2014.

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